PAYMENTS · ARTICLE 1
How to Pay in China: A Beginner’s Guide to Alipay & WeChat Pay
Everything you need to know about cashless payments before your China trip.
For many international travelers, one of the biggest surprises when arriving in China is how little people use cash.
From buying coffee at a local café to taking a taxi or paying for street food, most daily transactions are completed through mobile payments. The two most popular payment platforms are Alipay and WeChat Pay.
The good news? Foreign visitors can now use these services much more easily than before.
Alipay: The Most Traveler-Friendly Payment Option
Alipay is one of China's largest digital payment platforms and is widely accepted across the country.
International visitors can download the Alipay app and connect their overseas bank cards, including many Visa and Mastercard cards.
With Alipay, you can pay for:
- Restaurants and cafés
- Shopping malls
- Convenience stores
- Taxis and ride-hailing services
- Metro transportation
- Attractions and tickets
- For most travelers visiting China, setting up Alipay before arrival is one of the most useful travel preparations.
WeChat Pay: Another Essential Payment Method
WeChat is China's most widely used social communication app, combining messaging, social networking, and payments.
Many local businesses accept WeChat Pay, especially:
- Small restaurants
- Local markets
- Independent shops
- Street vendors
- International travelers can also link foreign bank cards to WeChat Pay.
- However, Alipay is often considered slightly easier for first-time visitors because it is more travel-focused.
Do I Need Chinese Bank Cards?
No.
Most international visitors do not need a Chinese bank account.
You can generally use your international Visa or Mastercard card by linking it to supported mobile payment platforms.
Our Travel Tip
Before arriving in China:
- Download Alipay and WeChat
- Complete identity verification
- Add your international bank card
- Test the payment function before your trip
- Having mobile payment ready will make your first days in China much smoother.
Payment article based on the supplied editorial brief.
Source and review
Last reviewed: 2026-08-06
A China-based planner reads every request.