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PAYMENTS · ARTICLE 3

Using Cash in China: Do You Still Need It?

Is cash dead in China? Not completely.

Chinese yuan banknotes prepared as a travel backup beside a small wallet.
A small amount of cash can cover the moments when digital payment is unavailable.
In this guide

Although China is one of the world's most cashless societies, cash is still available and accepted.

Many travelers worry:

“Will I be stuck if my phone doesn’t work?”

The answer is no.

Where Can You Still Use Cash?

Cash can still be used at:

  • Hotels
  • Restaurants
  • Shops
  • Transportation services
  • Tourist attractions
  • The Chinese currency is:
  • Chinese Yuan (RMB / CNY)

How Much Cash Should You Carry?

For most travelers:

Around 200–500 RMB in cash is usually enough as a backup.

You may use it for:

  • Small purchases
  • Emergency situations
  • Places with poor internet connection

Should I Exchange Money Before Arrival?

You can exchange currency:

  • Before traveling
  • At airports
  • At banks
  • Through authorized exchange services
  • However, many travelers find mobile payment much more convenient.

Use cash when phone, internet, or card access fails

Keep part of your RMB separate from your phone and cards. It can cover a small meal, short ride, or essential purchase when your battery is flat, the network is unavailable, or a card issuer declines the transaction.

Our Travel Tip

Keep some cash, but don't carry large amounts.

Your daily travel experience will usually be much easier with mobile payment.

Human-reviewed by Local Lens China’s China-based editorial team against current official payment guidance.

Source and review

Last reviewed:

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